The Federal Emergency Management Agency (FEMA) released new Flood Insurance Rate Maps (FIRMs) for all of Washington County, including Stillwater. These maps are preliminary but are more accurate than the current 1980’s maps and include a number of changes throughout Stillwater.
Most of Stillwater will remain unaffected by these changes as they are currently in a Zone X (outside the 0.2% annual chance floodplain).
The new maps identify several areas that are potentially subject to flooding during a major storm event. According to the revised maps, approximately 117 more property owners in Stillwater have some part of their property included in a floodplain.
A number of current floodplain boundaries are proposed to be moved. The changes will result in approximately 58 property owners having additional floodplain on their property due to boundary changes.
Flood Insurance
Federal flood insurance is available in our entire community due to participation in the National Flood Insurance Program. If you are a homeowner in Stillwater, you can purchase flood insurance regardless of the flood zone you are in. If you wish to purchase flood insurance contact your homeowner’s insurance agent for more details.
You can go to http://www.floodsmart.gov/floodsmart/ and type in your address in the red box on the left side of the page. This will help determine your property’s flood risk, estimated premium cost and show a list of agents serving the area.
Click here to see the preliminary Stillwater flood map






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